Kentucky Workers’ Compensation Benefits Explained
Kentucky law provides crucial benefits to employees injured on the job, but the complex claims process can lead to denied or underpaid claims. Knowledgeable legal guidance can make the difference between receiving full benefits and struggling to make ends meet.
Since 1916, Shumate, Flaherty, Eubanks & Baechtold has helped workers in Richmond secure their rightful workers’ compensation benefits. Our century-old tradition of dedicated representation continues today. We assist all injured employees, including those in manufacturing and construction, as well as workers from major employers such as UK HealthCare, Baptist Health Richmond, and Hitachi. Free consultations.
Types Of Workers’ Compensation Benefits Available In Kentucky
When injured at work, you may be entitled to several types of workers’ comp benefits:
- Medical treatment benefits: Coverage for all reasonable and necessary medical care related to your work injury
- Temporary total disability (TTD): Weekly payments equal to 66.67% of your average weekly wage while you cannot work during recovery
- Permanent partial disability (PPD): Compensation for permanent impairment even if you can return to work
- Permanent total disability (PTD): Long-term benefits if you are permanently unable to perform any type of work
- Death benefits: Support for surviving family members if a workplace accident results in death
Our lawyers are familiar with these categories and can help you understand which types apply to your situation.
Workers’ Compensation Benefits Are Different From Personal Injury Damages
Unlike personal injury claims, workers’ compensation is a no-fault system – workers need not prove employer negligence to receive benefits. This can simplify the process but also limit the types of compensation available. Workers cannot pursue pain and suffering damages through workers’ comp, which is available in personal injury claims.
Having An Attorney Makes A Difference
Many injured employees face significant challenges when pursuing claims independently because:
- Insurance companies often dispute the severity of injuries
- Employers may pressure workers to return before full recovery
- Complex paperwork requirements lead to denied claims
- Settlement offers frequently undervalue long-term impacts
No matter the circumstances, we can manage all aspects of your workers’ compensation claim, from paperwork to negotiations, allowing you to concentrate on your recovery and well-being.
Contact Us
Shumate, Flaherty, Eubanks & Baechtold proudly continues our tradition of providing compassionate service to injured Kentucky employees. Call our Richmond offices at 859-353-0878 or 800-494-9916 to arrange a free consultation. We are ready to guide you in securing your rightful benefits in Richmond, Kentucky. Flexible appointments, including evening and weekend consultations, are available to accommodate your needs.