Kentucky Workers’ Compensation Benefits Explained

Last updated on February 21, 2025

Kentucky law provides crucial benefits to employees injured on the job, but the complex claims process can lead to denied or underpaid claims. Knowledgeable legal guidance can make the difference between receiving full benefits and struggling to make ends meet.

Since 1916, lawyers at Shumate, Flaherty & Eubanks, PSC, have helped workers in Richmond secure their rightful workers’ compensation benefits. Our century-old tradition of dedicated representation continues today. Attorney Michael Eubanks assists all injured employees, including those in manufacturing and construction, as well as workers from major employers such as UK HealthCare, Baptist Health Richmond and Hitachi. We also offer free consultations.

Types Of Workers’ Compensation Benefits Available In Kentucky

When injured at work, you may be entitled to several types of workers’ compensation benefits, including the following:

• Medical treatment benefits: Coverage for all reasonable and necessary medical care related to your work injury
• Temporary total disability (TTD): Weekly payments equal to 66.67% of your average weekly wage while you cannot work during recovery
• Permanent partial disability (PPD): Compensation for permanent impairment even if you can return to work
• Permanent total disability (PTD): Long-term benefits if you are permanently unable to perform any type of work
• Death benefits: Support for surviving family members if a workplace accident results in death

Our lawyer is familiar with these benefits and can help you understand which types apply to your situation.

Workers’ Compensation Benefits Are Different From Personal Injury Damages

Unlike personal injury claims, the workers’ compensation process is a no-fault system – workers need not prove employer negligence to receive benefits nor can the negligence of the worker be used to deny the claim. This can simplify the process, but it also limits the types of compensation available. Workers cannot pursue pain and suffering damages through workers’ compensation, but they can do so in personal injury claims.

Having An Attorney Makes A Difference

Many injured employees face significant challenges when pursuing claims independently because:

• Insurance companies often dispute the severity of injuries.
• Employers may pressure workers to return to work before full recovery.
• Complex paperwork requirements can lead to denied claims.
• Settlement offers frequently undervalue long-term impacts.

Regardless of the circumstances, our workers’ compensation lawyer can manage all aspects of your workers’ compensation claim, from paperwork to negotiations, allowing you to concentrate on your recovery and well-being.

Contact Us

At Shumate, Flaherty & Eubanks, PSC, our attorney proudly continues our tradition of providing compassionate service to injured Kentucky employees. Please call our Richmond office at 859-353-0878 or toll-free at 800-494-9916 to arrange a free consultation. You can also send us an email. Flexible appointments, including evening and weekend consultations, are available to accommodate your needs.