After getting into a motor vehicle collision in Kentucky, many people question what their rights are. Do they have a right to pursue a claim against the driver of the other vehicle? What about the driver of their own vehicle?
Fortunately, if you have been involved in a crash as a passenger, you do retain the right to pursue a claim against any at-fault party and may be able to make a claim against your driver’s car insurance as well.
Who do you sue when multiple cars are involved?
When several drivers are involved, the first person you would want to look into pursing a claim against is the person found to be at fault for the collision. That might be the driver of your vehicle or another party.
Just like the driver of your vehicle and anyone else in the car, you can pursue a claim against another driver who causes a crash.
In a single car crash, you could pursue a claim against your driver
The driver of your vehicle has insurance, and that insurance is there to help protect you in the case of a crash. The good news is that you can file an insurance claim easily since you know this person.
Sometimes, third parties could be to blame for the crash
There are times when you may be able to sue others, like construction companies that made unsafe conditions or the manufacturers of vehicles that had defects. This is something you’ll want to talk about with your attorney, because identifying third parties for the case could help you greatly increase the value of your claim and how much you can get in compensation.
You have options if you’ve been hit in a car
Know that you have several options and can look into making a claim against multiple parties if you’re involved in a crash. Whether you make a claim against your own driver’s insurance or others will depend on the circumstances that led to the crash, the policy limits, your injuries and other factors that you will go over with your attorney before you make your claim.