An injury in the workplace can be devastating to you and your loved ones. It could leave you with a hefty medical bill and an inability to work and provide for your family. Fortunately, you can usually file a workers’ compensation claim to help you handle the financial burden that results.
No one wants to get hurt, especially while working. If you have sustained an injury in your workplace or as a direct result of the work you were doing for your employer, it is important that take the necessary steps to ensure you receive fair compensation for your injuries.
Here are three things you need to do immediately if you sustain an injury in the workplace:
1. Report the injury immediately
Kentucky law requires an injured employee to inform their employer of the workplace injury as soon as is reasonably possible. If you can, notify the employer of your injury the same day it occurs. Consider making your report in writing so you have proof of the notice. The longer you wait to report an injury, the easier it may be for your employer to deny your condition is work-related.
2. Seek medical help
Whether your injury is serious or not, it is important that you seek medical help immediately. Besides help with your recovery, this is also an opportunity to get a medical report that will play a crucial role when filing your workers’ compensation. While at the doctor’s office, be sure to provide a detailed account of how you sustained the injury so it can be captured in your medical report.
3. File your compensation claim
To receive the compensation you are due, it is important that you file your workers’ compensation claim in Kentucky within two years. This is the state’s statute of limitations. Filing your claim after the statute of limitations expires may result in your claim being declined.
Workers’ compensation claims can be complex. Knowing what to do immediately following your workplace injury in Kentucky can help you file a watertight case and get the compensation you deserve for your injury and loss.