A Kentucky Car Accident Lawyer Committed To Delivering Your Compensation

Last updated on February 21, 2025

Improved roads, driver awareness and vehicle safety education have played big roles in minimizing Kentucky road accidents. However, these accidents still happen, causing significant injuries, deaths and property damage. If you’ve recently been involved in a car accident in Kentucky, you’re likely facing a whirlwind of emotions and uncertainties.

At Shumate, Flaherty & Eubanks, PSC, we understand. Attorney Michael Eubanks has extensive experience dealing with car accident cases and is renowned for helping secure fair compensation for our clients. As a Kentucky car accident lawyer, he is committed to providing personalized attention to each case, helping our clients receive the full and fair compensation they deserve.

He and the entire legal team will work to help you get fair compensation for injuries and losses. We offer free consultations and work on contingency, which means we charge no legal fees unless we win a settlement or court case.

Crashes Are Still All Too Common In Madison County

Although car safety technology, road design and driver education have improved road safety in recent years, automobile accidents remain a stubborn issue on Kentucky roads and across the U.S. Unfortunately, millions of car crashes occur yearly, causing injuries, fatalities and damage to personal property.

In 2022, for example, the Kentucky Office of Highway Safety reported 744 fatalities from 693 fatal traffic collisions. Madison County, like many areas, faces significant traffic safety challenges: There were 2,336 collisions, 11 of which involved fatalities and 469 of which involved nonlife-threatening injuries. These statistics help understand the frequency and causes of accidents, which can inform safety measures and policies to reduce future incidents.

What To Do After A Car Accident In Kentucky

A car crash will most likely leave you dazed for a moment. However, taking the following steps as soon as you can is crucial for your case:

• Check for injuries and call 911.
• Call the police to ensure they file an accident report, which you’ll need a copy of for your claim.
• Exchange contact and insurance information with the other party.
• Document the scene by taking photos.
• Gather witness information.
• Report the incident to your insurance company.
• Seek medical attention promptly if necessary.
• Keep records of expenses and communication.

Despite following these steps, there is no guarantee that victims will get a fair settlement from an insurance carrier. Our personal injury attorney stands ready to act on your behalf if the at-fault insurance carrier denies your claim or you encounter difficulties obtaining the compensation you deserve.

What Damages Are Recoverable After A Kentucky Car Accident?

If you are injured in a Kentucky car accident, you might be entitled to recover compensation for various damages, including the following:

• Medical expenses
• Lost wages
• Property damage
• Pain and suffering
• Emotional distress
• Rehabilitation costs
• Future medical expenses
• Loss of earning capacity

Our Kentucky car accident attorney will meticulously assess your case to determine the full extent of compensation you are entitled to receive and will tirelessly fight to help you obtain it.

The Average Car Accident Settlement In Kentucky

The “no-fault” system covers your damages up to your policy limits, regardless of who caused the accident. The average settlement amount varies based on the severity of injuries and damages. For minor injuries, the average payout is around $8,000. It’s about $34,000 for moderate injuries; for severe injuries, it can go up to $360,000. With these numbers in mind, securing your claim’s full value is vital.

Kentucky Is A No-Fault State For Car Accidents

In Kentucky, being a no-fault state means that after a car accident, each driver’s insurance covers their medical expenses and lost wages, regardless of who caused the accident. This system aims to reduce the need for litigation and speed up the compensation process. However, it also limits the ability to sue the at-fault driver for pain and suffering unless certain conditions are met, such as severe injury or high medical costs. This approach aims to streamline claims and provide quicker relief to accident victims.

However, the victim can still file a lawsuit if they:

• Accrue over $1,000.00 in medical bills
• Have permanent scarring or disfigurement
• Fracture to a weight-bearing bone
• Suffer death due to other’s negligence

Victims can then sue the at-fault driver for medical bills, lost wages, and pain and suffering endured because of the negligent driver’s actions.

Insurance Company Claims And Issues After A Car Accident

Dealing with insurance companies after a car accident can be challenging. As explained above, gathering all necessary evidence, such as photos of the accident scene, witness statements and medical records, is essential.

Understanding your policy and rights can help you handle claims more effectively. If the insurance carrier denies claims, tries not to honor their policy or offers lowball settlements, having a lawyer on your side can be a huge asset. An accomplished legal professional like Michael Eubanks can negotiate better terms or take legal action if needed.

Under no circumstances should you accept a lowball offer from a car insurance company without consulting an experienced personal injury attorney. Attorney Eubanks has dealt with insurance companies countless times, and he can effectively negotiate for you and help you make informed decisions.

Settling Vs. Litigating A Car Accident Case In Kentucky

One of the most critical issues an injured victim (or their family) addresses is deciding whether they want to settle out of court or litigate.

Settling out of court:

• Pros: Faster resolution, lower legal costs and less stress. You get compensation sooner and avoid the uncertainty of a trial.
• Cons: You might receive less money than if you won in court. Insurance companies often offer lower settlements.

Litigating a case:

• Pros: Potential for higher compensation and a sense of justice. You can hold the at-fault party accountable.
• Cons: It’s time-consuming, expensive and stressful. There’s no guarantee you’ll win and the process can take a year or longer.

The details of each case are different, but an experienced motor vehicle accident attorney like Michael Eubanks can provide guidance based on experience handling cases in Monroe County and greater Kentucky.

Is It Worth Getting A Lawyer After A Car Accident?

Minor accidents with a few bumps and bruises likely will not need a personal injury attorney to resolve the claim. Yet, it is often worth getting a lawyer after a car accident, especially if there are serious injuries or significant property damage. A lawyer can help you navigate the complex legal system, gather evidence and negotiate with insurance companies to ensure you receive fair compensation. They can also represent you in court if necessary.

Contact Our Kentucky Car Accident Attorney Today

Time matters after a car accident in Kentucky. Don’t hesitate to call Shumate, Flaherty & Eubanks, PSC, at 859-353-0878 or email us to schedule a no-cost consultation with a lawyer. If our firm doesn’t recover compensation, you do not have to pay us.