Truck accidents can be overwhelming, especially when you’re far from home. If you’re an out-of-state visitor involved in a truck accident in Kentucky, you might feel lost and unsure about your next steps. You must protect yourself and your interests in such a crucial situation.
What actions should you take after a truck accident?
Kentucky’s laws and procedures may differ from those in your home state, adding to your confusion. But here are the immediate steps you should take after you find yourself in a truck accident.
- Make sure you are safe and get medical help.
- Call the police to report the accident.
- Take photos and gather witness details at the scene.
- Inform your insurance company about the accident.
- Get a copy of the police report.
Kentucky law says you must report any accident with injury, death, or damage over $500. Even if you feel okay, see a doctor. Some injuries may not show right away, and having medical records is essential for future claims.
How does being an out-of-state visitor affect your case?
The auto insurance system in Kentucky operates under a “choice-no-fault” model, meaning drivers can choose between no-fault insurance and traditional liability coverage. If you’re involved in an auto accident in Kentucky, you may need to file your claim there regardless of your home state. Additionally, it’s important to note that the statute of limitations for personal injury claims is one year.
As an out-of-state visitor, you might face jurisdictional issues. Kentucky courts may have jurisdiction over your case if the accident occurred within the state. This means you’ll likely need to handle your claim state law, which may differ significantly from your home state’s regulations.
What support can a Kentucky attorney provide?
Dealing with a truck accident in an unfamiliar state can cause stress and overwhelm. It can also be challenging to ask someone out of state to represent your case. Remember that truck accident cases often involve other parties, including the truck driver, trucking company, and various insurers. A local attorney’s knowledge of Kentucky’s legal landscape can pursue fair compensation for your injuries and losses.